The Hong Kong Mortgage Corporation (HKMC) has recently introduced a pilot scheme for fixed-rate mortgages for 10, 15 and 20 years, with rates fixed at 2.55 per cent, 2.65 per cent and 2.75 per cent, respectively.
Malaysian property provides options for investors seeking escape from Hong Kong unrest【星之谷專欄－南華早報】
- The MM2H (Malaysia My Second Home) programme has the advantages of not requiring you to live in Malaysia, and having a very low cost of investment
- Malaysia has emerged as a popular choice among Hongkongers seeking a safety haven amid long-running political crisis
The devil is in the details of Hong Kong’s relaxed mortgage rules【星之谷專欄－南華早報】
【星之谷專欄－南華早報】早前我們在《南華早報》撰文，分析新按揭成數計劃，魔鬼在細節:
- The new measure is considered to be a “godsend” for first-time homebuyers
- Double-income households can now afford to buy larger flats, compared with the nano flats they could only afford previously
Will banks raising their Hibor-linked mortgage rates take the heat out of Hong Kong’s property market? Probably not 【星之谷專欄－南華早報】
Raising the mortgage cap from 2.375 per cent to 2.625 per cent will result in a HK$520 increase in monthly payments on average, which is unlikely to deter prospective buyers, says Raymond Chong of StarPro Agency
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南華早報
星之谷於《South China Morning Post》不定期撰寫按揭或移民文章：
- Planning to apply for a UK mortgage? Watch your spending and choose property wisely
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(2020年8月5日) - Which mortgage rate will be a lifesaver for Hong Kong homeowners?
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(2020年3月18日)(專訪) - Looking for an easy way to migrate to the UK? Just invest US$250,000 in Turkish real estate
(2020年2月11日) - Will banks raising their Hibor-linked mortgage rates take the heat out of Hong Kong’s property market? Probably not
(2019年9月25日) - Here’s what Hongkongers need to know about cash rebates on mortgage transfers
(2019年7月16日)
Here’s what Hongkongers need to know about cash rebates on mortgage transfers【星之谷專欄－南華早報】
Borrowers can save HK$84,000 by enjoying a 2.1 per cent cash rebate on a HK$4 million on mortgage transfers to HSBC
HSBC is reducing the cash rebate to 1.5 per cent as it looks to restore the normal profit margin on mortgages, with other banks following suit
