一手樓花按揭

居屋向為港人置業階梯中的重要一環，難得抽中一手新屋居的幸運兒，除要準備首期金額外，更務必留意印花稅估值並非直接以居屋折扣售價計算，凖業主事前宜做足準備，預留額外資金支付印花稅，免被殺個措手不及。

早前大圍樓王柏傲莊折卸重建消息一出，旋即引來市場熱議，事實上，發展商延遲交樓的情況時有發生，特定理由下更是條例容許的。不過若於指定日期起六個月內仍未能完成項目，買家亦有權撒銷合約。

As the vaccine programme continues to help contain the Covid-19 pandemic in Hong Kong, home prices have rebounded substantially in recent months. A flood of cheap money unleashed by global central banks has found its way into fixed assets including residential properties.